ZIP Code 68434 — Seward city, NE Demographics & Data

ZIP code 68434 covers Seward, NE in Seward County with a population of about 9,032.

At a glance, the area shows median age of 34.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 402, 531; U.S. House district NE-1; the LINCOLN & HSTNGS - KRNY media market.

Seward, NE sits in a university / college context (near concordia university-nebraska (1.5 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 68434 is about $78,064 — about 4% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.4%; unemployment rate near 1.4%; 37.3% of adults with a bachelor’s degree or higher (about 3.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Education, and Healthcare; about 5.7% of workers reporting work-from-home (about 9.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $259,900 — about 25% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $822 (about 29% below the U.S. median rent ($1,163)), and owner-occupancy near 65.0% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 68434 in Seward, NE, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,670. That is roughly in line with the local median household income ($78,064). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Seward city, NE as Very Low (composite score 24.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (72.1) and flood (23.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Seward city, NE show little to no average snow and around 28.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 577 for ZIP 68434 (Seward city, NE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.