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Bellevue city, NE

ZIP 68123 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68123

Median Home Value
$273,100
Median Rent
$1,315
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,754/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68123 in Bellevue city, NE, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,754. That sits below the local median household income ($96,188), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
58.2%-11% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
96.7%+11% vs US avg
x
4+ Bedrooms
5.8%-61% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
10.1%-80% vs US avg
x
Mortgage-Free
25.7%-33% vs US avg
x
$273,100
Home Value
$1,315
Rent
1997
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.6%
  • 1-unit attached14.0%
  • 2-9 units9.9%
  • 10+ units15.4%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$273,100
Median rent$1,315
Owner-occupied58.2%
Vacant3.9%
Price-to-income2.8x
Est. income to buy$75,000