ZIP Code 68108 — Omaha city, NE Demographics & Data

ZIP code 68108 covers Omaha, NE in Douglas County with a population of about 14,036.

At a glance, the area shows median age of 32.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 402, 531; U.S. House district NE-2; the OMAHA media market.

Omaha, NE sits in a university / college context (near creighton university (2.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 68108 is about $47,255 — about 37% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.3%; unemployment rate near 4.1%; 24.3% of adults with a bachelor’s degree or higher (about 9.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 8.3% of workers reporting work-from-home (about 6.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $124,500 — about 64% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $863 (about 26% below the U.S. median rent ($1,163)), and owner-occupancy near 51.2% (about 14.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 68108 in Omaha, NE, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $800. That sits below the local median household income ($47,255), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Omaha city, NE as Relatively High (composite score 95.9), which is among the highest nationally. The strongest component scores on US5 are flood (95.1) and wildfire (88.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Omaha city, NE show little to no average snow and around 31.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 896 for ZIP 68108 (Omaha city, NE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.