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Omaha city, NE

ZIP 68105 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68105

Median Home Value
$187,600
Median Rent
$861
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,205/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68105 in Omaha city, NE, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,205. That is roughly in line with the local median household income ($53,253). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
41.9%-36% vs US avg
x
Vacancy Rate
8.5%-17% vs US avg
x
Broadband Access
87.6%+1% vs US avg
x
4+ Bedrooms
2.6%-82% vs US avg
x
Built Pre-1939
6.7%-48% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
20.0%-60% vs US avg
x
Mortgage-Free
34.0%-11% vs US avg
x
$187,600
Home Value
$861
Rent
1946
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached49.8%
  • 1-unit attached2.7%
  • 2-9 units19.4%
  • 10+ units27.7%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$187,600
Median rent$861
Owner-occupied41.9%
Vacant8.5%
Price-to-income3.5x
Est. income to buy$52,000