US5.com
  1. Home
  2. States
  3. Nebraska
  4. ZIP 68104
  5. Housing & Real Estate
Omaha city, NE

ZIP 68104 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68104

Median Home Value
$157,700
Median Rent
$819
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,013/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68104 in Omaha city, NE, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,013. That sits below the local median household income ($57,488), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
58.0%-11% vs US avg
x
Vacancy Rate
5.8%-44% vs US avg
x
Broadband Access
88.1%+1% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
9.1%-29% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
27.9%-44% vs US avg
x
Mortgage-Free
28.8%-25% vs US avg
x
$157,700
Home Value
$819
Rent
1956
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.6%
  • 1-unit attached3.9%
  • 2-9 units10.9%
  • 10+ units12.3%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$157,700
Median rent$819
Owner-occupied58.0%
Vacant5.8%
Price-to-income2.7x
Est. income to buy$43,000