ZIP Code 65613 — Bolivar city, MO Demographics & Data

ZIP code 65613 covers Bolivar, MO in Polk County with a population of about 18,081.

At a glance, the area shows median age of 35.5 versus a U.S. median of about 38.9.

It sits in telephone area code 417; U.S. House district MO-4; the SPRINGFIELD, MO media market.

Bolivar, MO sits in a university / college context (near bolivar technical college (1.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 65613 is about $56,919 — about 24% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.7%; unemployment rate near 4.1%; 25.9% of adults with a bachelor’s degree or higher (about 7.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; about 7.0% of workers reporting work-from-home (about 8.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $197,200 — about 43% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $578 (about 50% below the U.S. median rent ($1,163)), and owner-occupancy near 66.7% (about 1.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 65613 in Bolivar, MO, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,267. That is roughly in line with the local median household income ($56,919). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bolivar city, MO as Relatively Low (composite score 54.5), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (72.2) and flood (57.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bolivar city, MO show little to no average snow and around 46.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 817 for ZIP 65613 (Bolivar city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.