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, MO

ZIP Code 65326 — undefined, MO Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Map, Quick Facts & Location

Quick Facts

Local time
Population
1,722
Median Income
$52,763
-30% vs US avg
Home Value
$182,600
-48% vs US avg
Median Rent
$507
-56% vs US avg
Median Age
63.4 yrs
+63% vs US avg
City
N/A
Area Code
Congress
Top Ancestry
IrishAmericanGerman
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Location
Coordinates
38.1658, -93.1392
Elevation
754 ft
Land Area
137.2 sq mi
Water Area
4.9 sq mi (3% water)

At a glance

Population
1,722
Density
N/A
Median income
$52,763
-30% vs US avg
Home value
$182,600
-48% vs US avg
Median rent
$507
-56% vs US avg
Timezone

Overview of ZIP Code 65326

RetirementRetirement-oriented community
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What to know about ZIP 65326

ZIP code 65326 covers MO in Benton County with a population of about 1,722.

At a glance, the area shows median age of 63.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 417, 573; U.S. House district MO-4; the SPRINGFIELD, MO media market.

Local search focus: Retirement

MO fits a retirement-oriented profile (high share of residents 65+ (45.4%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Income and economy in MO

Median household income in ZIP 65326 is about $52,763 — about 30% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.8%; unemployment rate near 1.4%; 9.6% of adults with a bachelor’s degree or higher (about 24.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Retail trade, and Construction; about 0.6% of workers reporting work-from-home (about 14.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 65326

Median home value is about $182,600 — about 48% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $507 (about 56% below the U.S. median rent ($1,163)), and owner-occupancy near 94.0% (about 28.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 65326 in MO, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,173. That is roughly in line with the local median household income ($52,763). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate risk and migration signals

FEMA’s National Risk Index rates natural-hazard risk for MO as Relatively Low (composite score 66.8), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (69.5) and flood (67.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MO show little to no average snow and around 43.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 78 for ZIP 65326 (MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.

Nearby (from this ZIP)

Airport SZL (44.8 miles (72.2 km)) · State Fair Community College (37.3 miles (60.1 km)) · Wilson's Creek National Battlefield (75.1 miles (120.9 km)) · VA: Lake of the Ozarks CBOC (24.1 miles (38.8 km))

Full lists and map pins are in the Infrastructure section below.