ZIP Code 65065 — Osage Beach city, MO Demographics & Data

ZIP code 65065 covers Osage Beach, MO in Camden County with a population of about 6,730.

At a glance, the area shows median age of 57.2 versus a U.S. median of about 38.9.

It sits in telephone area code 573; U.S. House district MO-3; the SPRINGFIELD, MO media market.

Osage Beach, MO matches a tourism / travel destination profile (tourism/destination place names). Search demand here often clusters around weather, landmarks, short stays, and local services — the live 7-day forecast on this page is especially useful for trip planning.

Median household income in ZIP 65065 is about $57,133 — about 24% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.3%; unemployment rate near 7.6%; 27.3% of adults with a bachelor’s degree or higher (about 6.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Food services; about 8.4% of workers reporting work-from-home (about 6.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $298,700 — about 14% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $685 (about 41% below the U.S. median rent ($1,163)), and owner-occupancy near 71.3% (about 5.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 65065 in Osage Beach, MO, a household would need roughly $82,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,919. That is about 44% above the local median household income ($57,133), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Osage Beach city, MO as Relatively Moderate (composite score 88.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (93.3) and wildfire (81.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Osage Beach city, MO show little to no average snow and around 42.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 304 for ZIP 65065 (Osage Beach city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.