ZIP Code 64874 — Wheaton city, MO Demographics & Data

ZIP code 64874 covers Wheaton, MO in Barry County with a population of about 461.

At a glance, the area shows median age of 35.4 versus a U.S. median of about 38.9.

It sits in telephone area code 417; U.S. House district MO-7; the SPRINGFIELD, MO media market.

Median household income in ZIP 64874 is about $36,250 — about 52% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.8%; unemployment rate near 4.3%; 8.2% of adults with a bachelor’s degree or higher (about 25.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Other services; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $99,100 — about 72% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $289 (about 75% below the U.S. median rent ($1,163)), and owner-occupancy near 62.1% (about 3.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 64874 in Wheaton, MO, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $637. That sits below the local median household income ($36,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Wheaton city, MO as Relatively Low (composite score 75.1), which is elevated versus much of the country. The strongest component scores on US5 are flood (79.4) and wildfire (67.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Wheaton city, MO show little to no average snow and around 46.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 21 for ZIP 64874 (Wheaton city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.