ZIP Code 64496 — Watson village, MO Demographics & Data

ZIP code 64496 covers Watson, MO in Atchison County with a population of about 202.

At a glance, the area shows median age of 53.8 versus a U.S. median of about 38.9.

It sits in telephone area code 660; U.S. House district MO-6; the OMAHA media market.

Median household income in ZIP 64496 is about $47,750 — about 36% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.9%; unemployment rate near 0.0%; 12.1% of adults with a bachelor’s degree or higher (about 21.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Agriculture, and Administrative support; about 15.8% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 48.0 minutes (U.S. average near 26.8).

Median home value is about $104,500 — about 70% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 64.2% (about 1.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 64496 in Watson, MO, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $671. That sits below the local median household income ($47,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Watson village, MO as Very Low (composite score 21.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (28.8) and flood (25.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Watson village, MO show little to no average snow and around 32.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 9 for ZIP 64496 (Watson village, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.