ZIP Code 51650 — Riverton city, IA Demographics & Data

ZIP code 51650 covers Riverton, IA in Fremont County with a population of about 189.

At a glance, the area shows median age of 60.9 versus a U.S. median of about 38.9.

It sits in telephone area code 712; U.S. House district IA-4; the OMAHA media market.

Riverton, IA fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 51650 is about $47,026 — about 37% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.1%; unemployment rate near 1.2%; 13.0% of adults with a bachelor’s degree or higher (about 20.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Healthcare; about 1.2% of workers reporting work-from-home (about 14.0 points below the U.S. share (15.2%)); a mean commute of about 80.0 minutes (U.S. average near 26.8).

Median home value is about $47,800 — about 86% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 93.9% (about 28.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 51650 in Riverton, IA, a household would need roughly $13,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $307. That sits below the local median household income ($47,026), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Riverton city, IA as Very Low (composite score 15.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (36.8) and flood (18.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Riverton city, IA show little to no average snow and around 33.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 11 for ZIP 51650 (Riverton city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.