ZIP Code 64028 — Farley village, MO Demographics & Data

ZIP code 64028 covers Farley, MO in Platte County with a population of about 262.

At a glance, the area shows median age of 50.4 versus a U.S. median of about 38.9.

It sits in telephone area code 816; U.S. House district MO-6; the KANSAS CITY media market.

Median household income in ZIP 64028 is about $103,750 — about 38% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.2%; unemployment rate near 0.0%; 29.0% of adults with a bachelor’s degree or higher (about 4.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Healthcare, and Agriculture; about 7.8% of workers reporting work-from-home (about 7.4 points below the U.S. share (15.2%)); a mean commute of about 118.0 minutes (U.S. average near 26.8).

Median home value is about $183,300 — about 47% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $642 (about 45% below the U.S. median rent ($1,163)), and owner-occupancy near 91.3% (about 25.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 64028 in Farley, MO, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,177. That sits below the local median household income ($103,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Farley village, MO as Relatively Low (composite score 71.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (65.9) and wildfire (60.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Farley village, MO show limited published climate normals on US5.

IRS migration statistics show a net inflow of about 12 for ZIP 64028 (Farley village, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.