ZIP Code 64079 — Platte City city, MO Demographics & Data

ZIP code 64079 covers Platte City, MO in Platte County with a population of about 14,092.

At a glance, the area shows median age of 39.3 (near the U.S. median).

It sits in telephone area code 816; U.S. House district MO-6; the KANSAS CITY media market.

Median household income in ZIP 64079 is about $100,448 — about 34% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.8%; unemployment rate near 2.9%; 45.1% of adults with a bachelor’s degree or higher (about 11.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Professional services; about 17.4% of workers reporting work-from-home (about 2.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $325,800 — about 6% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,128 (about 3% below the U.S. median rent ($1,163)), and owner-occupancy near 69.4% (about 4.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 64079 in Platte City, MO, a household would need roughly $90,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,093. That sits below the local median household income ($100,448), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Platte City city, MO as Relatively Low (composite score 71.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (65.9) and wildfire (60.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Platte City city, MO show little to no average snow and around 39.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 637 for ZIP 64079 (Platte City city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.