ZIP Code 63563 — Rutledge town, MO Demographics & Data

ZIP code 63563 covers Rutledge, MO in Knox County with a population of about 551.

At a glance, the area shows median age of 26.5 versus a U.S. median of about 38.9.

It sits in telephone area code 660; U.S. House district MO-6; the OTTUMWA - KIRKSVILLE media market.

Median household income in ZIP 63563 is about $44,427 — about 41% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.8%; unemployment rate near 0.0%; 15.3% of adults with a bachelor’s degree or higher (about 18.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Other services, and Food services; about 17.5% of workers reporting work-from-home (about 2.3 points above the U.S. share (15.2%)); a mean commute of about 137.0 minutes (U.S. average near 26.8).

Median home value is about $187,500 — about 46% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 92.7% (about 27.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 63563 in Rutledge, MO, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,204. That is about 17% above the local median household income ($44,427), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rutledge town, MO as Very Low (composite score 21.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (35.3) and flood (23.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rutledge town, MO show little to no average snow and around 37.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 25 for ZIP 63563 (Rutledge town, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.