ZIP Code 63332 — Augusta town, MO Demographics & Data

ZIP code 63332 covers Augusta, MO in St. Charles County with a population of about 1,676.

At a glance, the area shows median age of 41.9 versus a U.S. median of about 38.9.

It sits in telephone area code 636; U.S. House district MO-2; the ST. LOUIS media market.

Median household income in ZIP 63332 is about $137,083 — about 82% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.7%; unemployment rate near 3.7%; 29.5% of adults with a bachelor’s degree or higher (about 4.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Utilities, and Construction; about 21.6% of workers reporting work-from-home (about 6.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $385,600 — about 11% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $488 (about 58% below the U.S. median rent ($1,163)), and owner-occupancy near 96.0% (about 30.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 63332 in Augusta, MO, a household would need roughly $106,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,477. That sits below the local median household income ($137,083), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Augusta town, MO as Relatively Moderate (composite score 92.6), which is among the highest nationally. The strongest component scores on US5 are flood (94.2) and wildfire (58.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Augusta town, MO show little to no average snow and around 44.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 76 for ZIP 63332 (Augusta town, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.