ZIP Code 62361 — Pearl village, IL Demographics & Data

ZIP code 62361 covers Pearl, IL in Pike County with a population of about 332.

At a glance, the area shows median age of 28.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 217, 447; U.S. House district IL-15; the QUINCY - HANNIBAL - KEOKUK media market.

Median household income in ZIP 62361 is about $46,250 — about 38% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 34.9%; unemployment rate near 0.0%; 5.5% of adults with a bachelor’s degree or higher (about 28.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Real estate, and Healthcare; about 14.6% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 82.0 minutes (U.S. average near 26.8).

Median home value is about $83,000 — about 76% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 92.5% (about 27.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 62361 in Pearl, IL, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $533. That sits below the local median household income ($46,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Pearl village, IL as Very Low (composite score 30.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (33.7) and hurricane (24.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Pearl village, IL show little to no average snow and around 40.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 18 for ZIP 62361 (Pearl village, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.