ZIP Code 62348 — Lima village, IL Demographics & Data

ZIP code 62348 covers Lima, IL in Adams County with a population of about 240.

At a glance, the area shows median age of 37.5 (near the U.S. median).

It sits in telephone area codes 217, 447; U.S. House district IL-15; the QUINCY - HANNIBAL - KEOKUK media market.

Median household income in ZIP 62348 is about $87,639 — about 17% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.8%; unemployment rate near 5.4%; 9.3% of adults with a bachelor’s degree or higher (about 24.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Education; about 7.9% of workers reporting work-from-home (about 7.3 points below the U.S. share (15.2%)); a mean commute of about 129.0 minutes (U.S. average near 26.8).

Median home value is about $112,500 — about 68% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 78.5% (about 13.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 62348 in Lima, IL, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $723. That sits below the local median household income ($87,639), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lima village, IL as Relatively Low (composite score 64.2), which is near the middle of the national distribution. The strongest component scores on US5 are flood (60.7) and hurricane (23.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lima village, IL show little to no average snow and around 39.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 13 for ZIP 62348 (Lima village, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.