ZIP Code 61411 — Adair CDP, IL Demographics & Data

ZIP code 61411 covers Adair, IL in McDonough County with a population of about 264.

At a glance, the area shows median age of 35.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 309, 861; U.S. House district IL-15; the QUINCY - HANNIBAL - KEOKUK media market.

Median household income in ZIP 61411 is about $91,042 — about 21% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.3%; unemployment rate near 0.0%; 42.4% of adults with a bachelor’s degree or higher (about 8.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Retail trade; about 14.4% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 119.0 minutes (U.S. average near 26.8).

Median home value is about $96,000 — about 72% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 78.0% (about 12.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 61411 in Adair, IL, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $617. That sits below the local median household income ($91,042), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Adair CDP, IL as Very Low (composite score 37.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (21.1) and hurricane (20.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Adair CDP, IL show little to no average snow and around 38.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 61411 (Adair CDP, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.