ZIP Code 61324 — undefined, IL Demographics & Data

ZIP code 61324 covers IL in Lee County with a population of about 112.

At a glance, the area shows median age of 53.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 779, 815; U.S. House district IL-16; the ROCKFORD media market.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 12.2% of adults with a bachelor’s degree or higher (about 21.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Education, and Professional services; a mean commute of about 35.0 minutes (U.S. average near 26.8).

Median home value is about $141,700 — about 59% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 69.6% (about 4.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 61324 in IL, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $910. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for IL as Relatively Low (composite score 54.4), which is near the middle of the national distribution. The strongest component scores on US5 are flood (62.5) and hurricane (15.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for IL show little to no average snow and around 40.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 6 for ZIP 61324 (IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.