ZIP Code 61265 — Moline city, IL Demographics & Data

ZIP code 61265 covers Moline, IL in Rock Island County with a population of about 43,851.

At a glance, the area shows median age of 38.9 (near the U.S. median).

It sits in telephone area codes 309, 861; U.S. House district IL-17; the DAVENPORT - R. ISLAND - MOLINE media market.

Moline, IL sits in a university / college context (near black hawk college (2.4 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 61265 is about $63,910 — about 15% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.0%; unemployment rate near 6.6%; 28.4% of adults with a bachelor’s degree or higher (about 5.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Healthcare; about 7.5% of workers reporting work-from-home (about 7.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $142,300 — about 59% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $756 (about 35% below the U.S. median rent ($1,163)), and owner-occupancy near 66.4% (about 1.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 61265 in Moline, IL, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $914. That sits below the local median household income ($63,910), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Moline city, IL as Relatively Moderate (composite score 84.1), which is elevated versus much of the country. The strongest component scores on US5 are flood (79.5) and hurricane (13.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Moline city, IL show little to no average snow and around 38.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,441 for ZIP 61265 (Moline city, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.