ZIP Code 61201 — Rock Island city, IL Demographics & Data

ZIP code 61201 covers Rock Island, IL in Rock Island County with a population of about 37,294.

At a glance, the area shows median age of 37.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 309, 861; U.S. House district IL-17; the DAVENPORT - R. ISLAND - MOLINE media market.

Rock Island, IL sits in a university / college context (near trinity college of nursing & health sciences (0.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 61201 is about $57,260 — about 24% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.6%; unemployment rate near 6.7%; 22.1% of adults with a bachelor’s degree or higher (about 11.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 8.7% of workers reporting work-from-home (about 6.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $118,300 — about 66% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $687 (about 41% below the U.S. median rent ($1,163)), and owner-occupancy near 63.3% (about 2.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 61201 in Rock Island, IL, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $760. That sits below the local median household income ($57,260), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rock Island city, IL as Relatively Moderate (composite score 84.1), which is elevated versus much of the country. The strongest component scores on US5 are flood (79.5) and hurricane (13.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rock Island city, IL show little to no average snow and around 38.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,076 for ZIP 61201 (Rock Island city, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.