ZIP Code 59931 — Rollins CDP, MT Demographics & Data

ZIP code 59931 covers Rollins, MT in Lake County with a population of about 249.

At a glance, the area shows median age of 55.9 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-1; the MISSOULA media market.

Rollins, MT ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$172,750)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Median household income in ZIP 59931 is about $172,750 — about 130% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.3%; unemployment rate near 2.9%; 48.8% of adults with a bachelor’s degree or higher (about 15.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Professional services, and Healthcare; about 27.1% of workers reporting work-from-home (about 11.9 points above the U.S. share (15.2%)); a mean commute of about 97.0 minutes (U.S. average near 26.8).

Median home value is about $1,015,600 — about 192% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 97.9% (about 32.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59931 in Rollins, MT, a household would need roughly $280,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,524. That is about 62% above the local median household income ($172,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rollins CDP, MT as Relatively Low (composite score 67.7), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (92.7) and flood (57.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rollins CDP, MT show little to no average snow and around 21.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 13 for ZIP 59931 (Rollins CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.