ZIP Code 59928 — Polebridge CDP, MT Demographics & Data

ZIP code 59928 covers Polebridge, MT in Flathead County with a population of about 130.

At a glance, the area shows median age of 71.1 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-1; the MISSOULA media market.

Polebridge, MT reads as a military / base-oriented community on US5’s intent model (elevated veteran share (22.3%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 59928 is about $53,542 — about 29% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 19.5% of adults with a bachelor’s degree or higher (about 14.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Construction, and Real estate; about 20.0% of workers reporting work-from-home (about 4.8 points above the U.S. share (15.2%)); a mean commute of about 24.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 90.2% (about 24.8 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Polebridge CDP, MT as Relatively Moderate (composite score 86.5), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (95.5) and flood (79.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Polebridge CDP, MT show little to no average snow.

IRS migration statistics show a net inflow of about 7 for ZIP 59928 (Polebridge CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.