ZIP Code 59863 — Ravalli CDP, MT Demographics & Data

ZIP code 59863 covers Ravalli, MT in Lake County with a population of about 174.

At a glance, the area shows median age of 37.8 (near the U.S. median).

It sits in telephone area code 406; U.S. House district MT-1; the MISSOULA media market.

Median household income in ZIP 59863 is about $76,582 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.8%; unemployment rate near 7.3%; 20.1% of adults with a bachelor’s degree or higher (about 13.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Manufacturing, and Healthcare; a mean commute of about 79.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Ravalli CDP, MT as Relatively Low (composite score 67.7), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (92.7) and flood (57.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ravalli CDP, MT show little to no average snow and around 16.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 9 for ZIP 59863 (Ravalli CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.