ZIP Code 59464 — Moore town, MT Demographics & Data

ZIP code 59464 covers Moore, MT in Fergus County with a population of about 542.

At a glance, the area shows median age of 38.7 (near the U.S. median).

It sits in telephone area code 406; U.S. House district MT-2; the GREAT FALLS media market.

Median household income in ZIP 59464 is about $54,861 — about 27% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.0%; unemployment rate near 0.0%; 22.7% of adults with a bachelor’s degree or higher (about 11.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Manufacturing, and Construction; about 29.9% of workers reporting work-from-home (about 14.7 points above the U.S. share (15.2%)); a mean commute of about 157.0 minutes (U.S. average near 26.8).

Median home value is about $241,700 — about 31% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $557 (about 52% below the U.S. median rent ($1,163)), and owner-occupancy near 74.6% (about 9.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59464 in Moore, MT, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,553. That is about 22% above the local median household income ($54,861), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Moore town, MT as Relatively Low (composite score 45.1), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (80.4) and flood (36.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Moore town, MT show little to no average snow and around 23.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 29 for ZIP 59464 (Moore town, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.