ZIP Code 59462 — Moccasin CDP, MT Demographics & Data

ZIP code 59462 covers Moccasin, MT in Judith Basin County with a population of about 112.

At a glance, the area shows median age of 61.7 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the GREAT FALLS media market.

Moccasin, MT fits a retirement-oriented profile (high share of residents 65+ (42.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 59462 is about $38,958 — about 48% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 25.0%; unemployment rate near 0.0%; 26.1% of adults with a bachelor’s degree or higher (about 7.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Retail trade, and Education; about 21.9% of workers reporting work-from-home (about 6.8 points above the U.S. share (15.2%)); a mean commute of about 32.0 minutes (U.S. average near 26.8).

Median home value is about $216,700 — about 38% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 88.1% (about 22.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59462 in Moccasin, MT, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,392. That is about 54% above the local median household income ($38,958), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Moccasin CDP, MT as Very Low (composite score 5.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (63.7) and flood (12.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Moccasin CDP, MT show little to no average snow and around 15.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 6 for ZIP 59462 (Moccasin CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.