ZIP Code 59432 — Dupuyer CDP, MT Demographics & Data

ZIP code 59432 covers Dupuyer, MT in Pondera County with a population of about 169.

At a glance, the area shows median age of 57.4 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-1; the GREAT FALLS media market.

Dupuyer, MT fits a retirement-oriented profile (high share of residents 65+ (37.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 59432 is about $71,250 — about 5% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.0%; unemployment rate near 1.2%; 23.6% of adults with a bachelor’s degree or higher (about 10.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Public administration, and Transportation; about 7.3% of workers reporting work-from-home (about 7.8 points below the U.S. share (15.2%)); a mean commute of about 63.0 minutes (U.S. average near 26.8).

Median home value is about $234,400 — about 33% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 83.8% (about 18.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59432 in Dupuyer, MT, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,506. That is roughly in line with the local median household income ($71,250). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Dupuyer CDP, MT as Very Low (composite score 24.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (70.3) and flood (29.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Dupuyer CDP, MT show little to no average snow.

IRS migration statistics show a net inflow of about 9 for ZIP 59432 (Dupuyer CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.