ZIP Code 59416 — Brady CDP, MT Demographics & Data

ZIP code 59416 covers Brady, MT in Pondera County with a population of about 378.

At a glance, the area shows median age of 45.5 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the GREAT FALLS media market.

Median household income in ZIP 59416 is about $86,111 — about 15% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.6%; unemployment rate near 20.0%; 25.3% of adults with a bachelor’s degree or higher (about 8.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Public administration, and Healthcare; about 30.0% of workers reporting work-from-home (about 14.8 points above the U.S. share (15.2%)); a mean commute of about 140.0 minutes (U.S. average near 26.8).

Median home value is about $165,000 — about 53% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $613 (about 47% below the U.S. median rent ($1,163)), and owner-occupancy near 62.5% (about 2.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59416 in Brady, MT, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,060. That sits below the local median household income ($86,111), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Brady CDP, MT as Very Low (composite score 24.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (70.3) and flood (29.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Brady CDP, MT show little to no average snow and around 12.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 20 for ZIP 59416 (Brady CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.