ZIP Code 59089 — Wyola CDP, MT Demographics & Data

ZIP code 59089 covers Wyola, MT in Big Horn County with a population of about 630.

At a glance, the area shows median age of 31.7 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the BILLINGS media market.

Median household income in ZIP 59089 is about $50,938 — about 32% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.8%; unemployment rate near 10.2%; 20.6% of adults with a bachelor’s degree or higher (about 13.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Education, and Agriculture; about 16.6% of workers reporting work-from-home (about 1.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $215,500 — about 38% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 60.9% (about 4.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59089 in Wyola, MT, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,384. That is about 16% above the local median household income ($50,938), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Wyola CDP, MT as Relatively Low (composite score 57.2), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (94.8) and flood (55.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Wyola CDP, MT show little to no average snow and around 16.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 33 for ZIP 59089 (Wyola CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.