ZIP Code 59016 — Busby CDP, MT Demographics & Data

ZIP code 59016 covers Busby, MT in Big Horn County with a population of about 944.

At a glance, the area shows median age of 40.2 (near the U.S. median).

It sits in telephone area code 406; U.S. House district MT-2; the BILLINGS media market.

Median household income in ZIP 59016 is about $60,188 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.9%; unemployment rate near 14.1%; 21.2% of adults with a bachelor’s degree or higher (about 12.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Public administration, and Healthcare; about 13.9% of workers reporting work-from-home (about 1.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $116,700 — about 66% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $265 (about 77% below the U.S. median rent ($1,163)), and owner-occupancy near 75.1% (about 9.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59016 in Busby, MT, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $750. That sits below the local median household income ($60,188), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Busby CDP, MT as Relatively Low (composite score 57.2), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (94.8) and flood (55.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Busby CDP, MT show little to no average snow and around 15.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 50 for ZIP 59016 (Busby CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.