ZIP Code 58565 — Riverdale city, ND Demographics & Data

ZIP code 58565 covers Riverdale, ND in McLean County with a population of about 187.

At a glance, the area shows median age of 62.9 versus a U.S. median of about 38.9.

It sits in telephone area code 701; U.S. House district ND-00; the MINOT - BISMARCK - DICKINSON media market.

Riverdale, ND fits a retirement-oriented profile (high share of residents 65+ (39.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 58565 is about $96,667 — about 29% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.2%; unemployment rate near 0.0%; 31.5% of adults with a bachelor’s degree or higher (about 2.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Utilities, Public administration, and Education; about 6.6% of workers reporting work-from-home (about 8.6 points below the U.S. share (15.2%)); a mean commute of about 99.0 minutes (U.S. average near 26.8).

Median home value is about $220,500 — about 37% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 83.3% (about 17.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 58565 in Riverdale, ND, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,416. That sits below the local median household income ($96,667), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Riverdale city, ND as Relatively Low (composite score 43.1), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (77.0) and flood (33.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Riverdale city, ND show little to no average snow.

IRS migration statistics show a net inflow of about 10 for ZIP 58565 (Riverdale city, ND) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.