ZIP Code 58541 — Golden Valley city, ND Demographics & Data

ZIP code 58541 covers Golden Valley, ND in Mercer County with a population of about 517.

At a glance, the area shows median age of 54.5 versus a U.S. median of about 38.9.

It sits in telephone area code 701; U.S. House district ND-00; the MINOT - BISMARCK - DICKINSON media market.

Median household income in ZIP 58541 is about $112,188 — about 49% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.5%; unemployment rate near 3.1%; 23.3% of adults with a bachelor’s degree or higher (about 10.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Mining; about 3.6% of workers reporting work-from-home (about 11.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $232,100 — about 33% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 87.8% (about 22.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 58541 in Golden Valley, ND, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,491. That sits below the local median household income ($112,188), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Golden Valley city, ND as Very Low (composite score 13.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (61.6) and flood (16.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Golden Valley city, ND show little to no average snow and around 16.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 27 for ZIP 58541 (Golden Valley city, ND) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.