ZIP Code 57764 — Oglala CDP, SD Demographics & Data

ZIP code 57764 covers Oglala, SD in Oglala Lakota County with a population of about 2,241.

At a glance, the area shows median age of 27.8 versus a U.S. median of about 38.9.

It sits in telephone area code 605; U.S. House district SD-00; the RAPID CITY media market.

Median household income in ZIP 57764 is about $37,102 — about 51% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 45.8%; unemployment rate near 20.1%; 12.1% of adults with a bachelor’s degree or higher (about 21.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Arts and entertainment, and Professional services; about 0.7% of workers reporting work-from-home (about 14.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $41,100 — about 88% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $123 (about 89% below the U.S. median rent ($1,163)), and owner-occupancy near 59.5% (about 5.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 57764 in Oglala, SD, a household would need roughly $11,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $264. That sits below the local median household income ($37,102), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Oglala CDP, SD as Relatively Low (composite score 49.8), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (96.9) and flood (19.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Oglala CDP, SD show little to no average snow.

IRS migration statistics show a net inflow of about 138 for ZIP 57764 (Oglala CDP, SD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.