ZIP Code 57649 — Prairie City CDP, SD Demographics & Data

ZIP code 57649 covers Prairie City, SD in Perkins County with a population of about 273.

At a glance, the area shows median age of 41.1 versus a U.S. median of about 38.9.

It sits in telephone area code 605; U.S. House district SD-00; the RAPID CITY media market.

Median household income in ZIP 57649 is about $61,528 — about 18% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.4%; unemployment rate near 0.0%; 13.2% of adults with a bachelor’s degree or higher (about 20.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Other services, and Education; about 56.6% of workers reporting work-from-home (about 41.4 points above the U.S. share (15.2%)); a mean commute of about 56.0 minutes (U.S. average near 26.8).

Median home value is about $73,200 — about 79% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 84.3% (about 18.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 57649 in Prairie City, SD, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $470. That sits below the local median household income ($61,528), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Prairie City CDP, SD as Very Low (composite score 2.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (68.8) and flood (4.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Prairie City CDP, SD show little to no average snow and around 16.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 17 for ZIP 57649 (Prairie City CDP, SD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.