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Ogema city, MN

ZIP 56569 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56569

Median Home Value
$188,600
Median Rent
$425
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,212/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

37.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 56569 in Ogema city, MN, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,212. That is roughly in line with the local median household income ($56,250). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 38% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.8%+27% vs US avg
x
Vacancy Rate
38.2%+271% vs US avg
x
Broadband Access
88.7%+2% vs US avg
x
4+ Bedrooms
6.7%-55% vs US avg
x
Built Pre-1939
5.7%-56% vs US avg
x
Built Post-2014
1.2%-82% vs US avg
x
Rent Burden >30%
7.6%-85% vs US avg
x
Mortgage-Free
55.4%+45% vs US avg
x
$188,600
Home Value
$425
Rent
1986
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.3%
  • 1-unit attached2.3%
  • 2-9 units2.6%
  • 10+ units3.4%
  • Mobile home & other15.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$188,600
Median rent$425
Owner-occupied82.8%
Vacant38.2%
Price-to-income3.4x
Est. income to buy$52,000