ZIP Code 56569 — Ogema city, MN Demographics & Data

ZIP code 56569 covers Ogema, MN in Becker County with a population of about 1,268.

At a glance, the area shows median age of 36.7 versus a U.S. median of about 38.9.

It sits in telephone area code 218; U.S. House district MN-8; the FARGO - VALLEY CITY media market.

Median household income in ZIP 56569 is about $56,250 — about 25% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.9%; unemployment rate near 5.4%; 18.4% of adults with a bachelor’s degree or higher (about 15.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Public administration, and Construction; about 13.5% of workers reporting work-from-home (about 1.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $188,600 — about 46% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $425 (about 63% below the U.S. median rent ($1,163)), and owner-occupancy near 82.8% (about 17.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 56569 in Ogema, MN, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,212. That is roughly in line with the local median household income ($56,250). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ogema city, MN as Very Low (composite score 37.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (77.2) and flood (52.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ogema city, MN show little to no average snow.

IRS migration statistics show a net inflow of about 90 for ZIP 56569 (Ogema city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.