ZIP Code 55987 — Winona city, MN Demographics & Data

ZIP code 55987 covers Winona, MN in Winona County with a population of about 33,911.

At a glance, the area shows median age of 34.9 versus a U.S. median of about 38.9.

It sits in telephone area code 507; U.S. House district MN-1; the LA CROSSE - EAU CLAIRE media market.

Winona, MN sits in a university / college context (near minnesota state college southeast (2.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 55987 is about $62,171 — about 17% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.9%; unemployment rate near 3.4%; 34.6% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Education; about 8.6% of workers reporting work-from-home (about 6.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $211,400 — about 39% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $730 (about 37% below the U.S. median rent ($1,163)), and owner-occupancy near 62.8% (about 2.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 55987 in Winona, MN, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,358. That is roughly in line with the local median household income ($62,171). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Winona city, MN as Relatively Low (composite score 69.5), which is near the middle of the national distribution. The strongest component scores on US5 are flood (78.8) and wildfire (16.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Winona city, MN show little to no average snow.

IRS migration statistics show a net inflow of about 2,407 for ZIP 55987 (Winona city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.