ZIP Code 54644 — Mindoro CDP, WI Demographics & Data

ZIP code 54644 covers Mindoro, WI in La Crosse County with a population of about 1,297.

At a glance, the area shows median age of 47.1 versus a U.S. median of about 38.9.

It sits in telephone area code 608; U.S. House district WI-3; the LA CROSSE - EAU CLAIRE media market.

Median household income in ZIP 54644 is about $79,250 — about 5% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.3%; unemployment rate near 4.7%; 18.7% of adults with a bachelor’s degree or higher (about 15.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Manufacturing; about 11.0% of workers reporting work-from-home (about 4.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $263,300 — about 24% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 97.7% (about 32.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 54644 in Mindoro, WI, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,691. That is roughly in line with the local median household income ($79,250). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mindoro CDP, WI as Relatively Low (composite score 80.5), which is elevated versus much of the country. The strongest component scores on US5 are flood (74.0) and wildfire (11.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mindoro CDP, WI show little to no average snow and around 35.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 76 for ZIP 54644 (Mindoro CDP, WI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.