Median home value is about $207,400 — about 40% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $759 (about 35% below the U.S. median rent ($1,163)), and owner-occupancy near 82.7% (about 17.3 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 52071 in St. Donatus, IA, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,332. That is about 36% above the local median household income ($41,813), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.