ZIP Code 52207 — Baldwin city, IA Demographics & Data

ZIP code 52207 covers Baldwin, IA in Jackson County with a population of about 268.

At a glance, the area shows median age of 54.5 versus a U.S. median of about 38.9.

It sits in telephone area code 563; U.S. House district IA-1; the DAVENPORT - R. ISLAND - MOLINE media market.

Median household income in ZIP 52207 is about $47,917 — about 36% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.8%; unemployment rate near 7.5%; 14.4% of adults with a bachelor’s degree or higher (about 19.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Transportation; about 19.5% of workers reporting work-from-home (about 4.3 points above the U.S. share (15.2%)); a mean commute of about 70.0 minutes (U.S. average near 26.8).

Median home value is about $45,800 — about 87% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $541 (about 53% below the U.S. median rent ($1,163)), and owner-occupancy near 86.0% (about 20.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 52207 in Baldwin, IA, a household would need roughly $13,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $294. That sits below the local median household income ($47,917), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Baldwin city, IA as Very Low (composite score 36.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (43.3) and wildfire (35.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Baldwin city, IA show little to no average snow and around 36.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 52207 (Baldwin city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.