ZIP Code 51548 — McClelland city, IA Demographics & Data

ZIP code 51548 covers McClelland, IA in Pottawattamie County with a population of about 494.

At a glance, the area shows median age of 35.8 versus a U.S. median of about 38.9.

It sits in telephone area code 712; U.S. House district IA-4; the OMAHA media market.

Median household income in ZIP 51548 is about $112,917 — about 50% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 31.6% of adults with a bachelor’s degree or higher (about 2.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Transportation, and Retail trade; about 24.4% of workers reporting work-from-home (about 9.3 points above the U.S. share (15.2%)); a mean commute of about 173.0 minutes (U.S. average near 26.8).

Median home value is about $219,000 — about 37% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 97.7% (about 32.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 51548 in McClelland, IA, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,407. That sits below the local median household income ($112,917), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for McClelland city, IA as Relatively Low (composite score 80.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (74.6) and wildfire (67.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for McClelland city, IA show little to no average snow and around 36.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 28 for ZIP 51548 (McClelland city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.