ZIP Code 51554 — Mineola CDP, IA Demographics & Data

ZIP code 51554 covers Mineola, IA in Mills County with a population of about 167.

At a glance, the area shows median age of 20.6 versus a U.S. median of about 38.9.

It sits in telephone area code 712; U.S. House district IA-4; the OMAHA media market.

Median household income in ZIP 51554 is about $100,208 — about 33% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.0%; unemployment rate near 0.0%; 50.8% of adults with a bachelor’s degree or higher (about 17.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Wholesale trade; a mean commute of about 41.0 minutes (U.S. average near 26.8).

Median home value is about $257,100 — about 26% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 51554 in Mineola, IA, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,652. That sits below the local median household income ($100,208), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mineola CDP, IA as Very Low (composite score 18.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (52.4) and flood (27.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mineola CDP, IA show little to no average snow and around 34.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 10 for ZIP 51554 (Mineola CDP, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.