ZIP Code 49341 — Rockford city, MI Demographics & Data

ZIP code 49341 covers Rockford, MI in Kent County with a population of about 39,680.

At a glance, the area shows median age of 38.9 (near the U.S. median).

It sits in telephone area code 616; U.S. House district MI-2; the GRAND RAPIDS - KALMZOO - B. CRK media market.

Median household income in ZIP 49341 is about $112,932 — about 50% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.7%; unemployment rate near 4.5%; 49.4% of adults with a bachelor’s degree or higher (about 15.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 18.7% of workers reporting work-from-home (about 3.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $347,700 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,112 (about 4% below the U.S. median rent ($1,163)), and owner-occupancy near 90.5% (about 25.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49341 in Rockford, MI, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,234. That sits below the local median household income ($112,932), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rockford city, MI as Relatively Moderate (composite score 92.2), which is among the highest nationally. The strongest component scores on US5 are flood (94.8) and wildfire (42.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rockford city, MI show little to no average snow and around 36.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,553 for ZIP 49341 (Rockford city, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.