ZIP Code 49084 — undefined, MI Demographics & Data

ZIP code 49084 covers MI in Berrien County with a population of about 38.

At a glance, the area shows median age of 40.5 versus a U.S. median of about 38.9.

It sits in telephone area code 269; U.S. House district MI-4; the SOUTH BEND - ELKHART media market.

Median household income in ZIP 49084 is about $41,875 — about 44% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.6%; unemployment rate near 0.0%; 17.9% of adults with a bachelor’s degree or higher (about 15.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Public administration, and Food services; a mean commute of about 19.0 minutes (U.S. average near 26.8).

Median home value is about $169,600 — about 51% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 68.4% (about 3.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49084 in MI, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,089. That is roughly in line with the local median household income ($41,875). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MI as Relatively Moderate (composite score 81.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.0) and hurricane (31.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MI show little to no average snow and around 38.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1 for ZIP 49084 (MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.