ZIP Code 49106 — Bridgman city, MI Demographics & Data

ZIP code 49106 covers Bridgman, MI in Berrien County with a population of about 5,086.

At a glance, the area shows median age of 44.9 versus a U.S. median of about 38.9.

It sits in telephone area code 269; U.S. House district MI-5; the SOUTH BEND - ELKHART media market.

Median household income in ZIP 49106 is about $75,064 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.8%; unemployment rate near 2.8%; 29.9% of adults with a bachelor’s degree or higher (about 3.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Other services, and Education; about 7.6% of workers reporting work-from-home (about 7.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $243,400 — about 30% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $836 (about 28% below the U.S. median rent ($1,163)), and owner-occupancy near 77.2% (about 11.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49106 in Bridgman, MI, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,564. That sits below the local median household income ($75,064), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bridgman city, MI as Relatively Moderate (composite score 81.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.0) and hurricane (31.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bridgman city, MI show little to no average snow and around 38.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 199 for ZIP 49106 (Bridgman city, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.