ZIP Code 48864 — Okemos CDP, MI Demographics & Data

ZIP code 48864 covers Okemos, MI in Ingham County with a population of about 23,548.

At a glance, the area shows median age of 37.5 (near the U.S. median).

It sits in telephone area code 517; U.S. House district MI-7; the LANSING media market.

Okemos, MI aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 48864 is about $113,145 — about 51% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.9%; unemployment rate near 2.2%; 75.7% of adults with a bachelor’s degree or higher (about 42.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Professional services; about 23.1% of workers reporting work-from-home (about 7.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $358,100 — about 3% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,148 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 65.8% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 48864 in Okemos, MI, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,300. That sits below the local median household income ($113,145), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Okemos CDP, MI as Relatively Moderate (composite score 87.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (88.5) and hurricane (46.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Okemos CDP, MI show little to no average snow and around 34.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 921 for ZIP 48864 (Okemos CDP, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.