ZIP Code 48858 — Mount Pleasant city, MI Demographics & Data

ZIP code 48858 covers Mount Pleasant, MI in Isabella County with a population of about 42,732.

At a glance, the area shows median age of 27.3 versus a U.S. median of about 38.9.

It sits in telephone area code 989; U.S. House district MI-2; the FLINT - SAGINAW - BAY CITY media market.

Mount Pleasant, MI sits in a university / college context (near central michigan university (2.0 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 48858 is about $48,794 — about 35% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 27.9%; unemployment rate near 7.3%; 37.1% of adults with a bachelor’s degree or higher (about 3.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Food services, and Healthcare; about 5.7% of workers reporting work-from-home (about 9.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $168,000 — about 52% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $760 (about 35% below the U.S. median rent ($1,163)), and owner-occupancy near 48.8% (about 16.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 48858 in Mount Pleasant, MI, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,079. That is roughly in line with the local median household income ($48,794). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mount Pleasant city, MI as Relatively Low (composite score 66.1), which is near the middle of the national distribution. The strongest component scores on US5 are flood (71.5) and hurricane (33.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mount Pleasant city, MI show little to no average snow and around 35.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,672 for ZIP 48858 (Mount Pleasant city, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.