ZIP Code 47464 — Stinesville town, IN Demographics & Data

ZIP code 47464 covers Stinesville, IN in Monroe County with a population of about 316.

At a glance, the area shows median age of 41.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 812, 930; U.S. House district IN-9; the INDIANAPOLIS media market.

Median household income in ZIP 47464 is about $61,382 — about 18% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.9%; unemployment rate near 7.9%; 10.6% of adults with a bachelor’s degree or higher (about 23.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Public administration, and Construction; about 3.2% of workers reporting work-from-home (about 12.0 points below the U.S. share (15.2%)); a mean commute of about 153.0 minutes (U.S. average near 26.8).

Median home value is about $120,000 — about 66% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $382 (about 67% below the U.S. median rent ($1,163)), and owner-occupancy near 67.1% (about 1.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 47464 in Stinesville, IN, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $771. That sits below the local median household income ($61,382), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Stinesville town, IN as Relatively Low (composite score 76.0), which is elevated versus much of the country. The strongest component scores on US5 are flood (80.8) and wildfire (31.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Stinesville town, IN show little to no average snow and around 49.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 47464 (Stinesville town, IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.