ZIP Code 47403 — Bloomington city, IN Demographics & Data

ZIP code 47403 covers Bloomington, IN in Monroe County with a population of about 34,410.

At a glance, the area shows median age of 35.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 812, 930; U.S. House district IN-9; the INDIANAPOLIS media market.

Median household income in ZIP 47403 is about $68,703 — about 9% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.2%; unemployment rate near 4.6%; 39.2% of adults with a bachelor’s degree or higher (about 5.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Manufacturing; about 9.7% of workers reporting work-from-home (about 5.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $222,000 — about 36% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $933 (about 20% below the U.S. median rent ($1,163)), and owner-occupancy near 55.6% (about 9.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 47403 in Bloomington, IN, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,426. That sits below the local median household income ($68,703), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bloomington city, IN as Relatively Low (composite score 76.0), which is elevated versus much of the country. The strongest component scores on US5 are flood (80.8) and wildfire (31.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bloomington city, IN show little to no average snow and around 46.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,582 for ZIP 47403 (Bloomington city, IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.