ZIP Code 46186 — Wilkinson town, IN Demographics & Data

ZIP code 46186 covers Wilkinson, IN in Hancock County with a population of about 1,762.

At a glance, the area shows median age of 60.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 317, 463, 765; U.S. House district IN-6; the INDIANAPOLIS media market.

Wilkinson, IN fits a retirement-oriented profile (high share of residents 65+ (43.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 46186 is about $64,500 — about 14% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.2%; unemployment rate near 2.1%; 10.8% of adults with a bachelor’s degree or higher (about 22.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Public administration, and Manufacturing; about 8.4% of workers reporting work-from-home (about 6.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $273,600 — about 21% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $559 (about 52% below the U.S. median rent ($1,163)), and owner-occupancy near 93.7% (about 28.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 46186 in Wilkinson, IN, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,758. That is about 16% above the local median household income ($64,500), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Wilkinson town, IN as Relatively Low (composite score 44.0), which is near the middle of the national distribution. The strongest component scores on US5 are flood (57.1) and hurricane (14.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Wilkinson town, IN show little to no average snow and around 47.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 81 for ZIP 46186 (Wilkinson town, IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.